Rates
| CALCULATORS | LOAN APPLICATION |
 |
 |
Effective as of: 4/1/2024
| Consumer Loan Rate Schedule | |||||
| *Actual Rate May Vary with Individual's Credit History | |||||
| These rates may be superseded by current loan specials. | |||||
| LOANS | RATE* | APR1 | TERM | MAX. LIMIT | |
| Signature Loans | 14.50 | 14.50 | 36-42 months | Up to $5,000.00 | |
| New Auto/Trucks(2024) | 6.85 | 6.85 | 24-84 months | 100% A.S.P.*** | |
| Demonstrators Vehicles (up to 36,000miles) | 6.85 | 6.85 | 24-84 months | 90% A.S.P. | |
| Used Auto/Trucks (2020-2023) | 8.50 | 8.50 | 72 months | NADA Loan | |
| Used Auto/Trucks(2017-2019) | 9.15 | 9.15 | 60 months | NADA Lon | |
| Used Autos/Trucks(2016) | 10.00 | 10.00 | 48 months | NADA Loan | |
| Used Autos/Misc(2015-Older) | 11.00 | 11.00 | 36-42 months | NADA Loan | |
| New Travel Trailers | 9.50 | 9.50 | 24-72 months | 95% A.S.P. | |
| Used Travel Trailers | 10.50 | 10.50 | 24-60 months | 85% Appr Val | |
| Miscellaneous | 10.50 | 10.50 | Varies | 80% A.S.P. | |
| New Chain saws, Gererators, Welding Machines | 9.50 | 9.50 | Varies | 100% A.S.P.*** | |
| Used Chain saws,Generators, Welding Machines | 9.75 | 9.75 | Varies | 95% Appr. Val. | |
| New Boats, Motors and Trailers | |||||
| up to $5,000 | 8.50 | 8.50 | 36-42 months | 90% A.S.P. | |
| $5,000 - $10,000 | 8.50 | 8.50 | 48-54 months | 90% A.S.P. | |
| $10,000 - $24,999 | 8.50 | 8.50 | 60 months | 90% A.S.P. | |
| $25,000 and up | 8.50 | 8.50 | Up to 84 months | 90% A.S.P. | |
| Used Boats, Motors and Trailers | |||||
| Up to $5,000 | 9.50 | 9.50 | 24-36 months | 80% Appr Val | |
| Over $5,000-$10,000 | 9.50 | 9.50 | Up t 54 months | 80% Appr Val | |
| $10,000.00-$24,999 | 9.50 | 9.50 | 60 months | 80% Appr Val | |
| $25,000 | 9.50 | 9.50 | Up to 84 months | 80% Appr Valu | |
| New Household Appliances | 10.25 | 10.25 | 36 months | 90% A.S.P. | |
| New Lawn Mowers (up to $5,000) | 9.50 | 9.50 | 36-42 months | 90% A.S.P. | |
| Used Lawn Mowers | 9.75 | 9.75 | 36 months | 80% Appr Val | |
| New Tractor ($5,000 and up) | 9.50 | 9.50 | 36-48 months | 100% A.S.P.*** | |
| New Tractor (over $10,000) | 9.50 | 9.50 | 60 months | 100% A.S.P.*** | |
| Used Tractors | 9.75 | 9.75 | 36-42 months | 95% Appr Val | |
| New Four Wheelers/Hunting Buggies/Golf Carts | 8.50 | 8.50 | 24-42 months | 90% A.S.P. | |
| Used Four Wheelers/Hunting Buggies/Golf Carts | 9.75 | 9.75 | 24-42 months | 90% Appr Val | |
| New Motorcycles | 8.75 | 8.75 | 36-60 months | 90% A.S.P. | |
| Used Motorcycles | 9.75 | 9.75 | 54 months | 80% Appr Val | |
| Shares/CD Secured | 3% over acct rate | ** | Varies | 100% Amount Available in Account | |
| 1APR = Annual Percentage Rate | |||||
| ASP=Actual Selling Price | |||||
| Appr Val=Appraised Value | |||||
| **Share/CD Secured 3% over Account rate | |||||
| ***Not to Exceed MSRP | |||||
| Signature Loans: Maximum amount based on the length of membership at the credit union. Please Contact Us at the credit union for more details. Collateral Loans Fees UCC1 $25.00 and Title App Fees $20.00 Effective Sept. 1, 2017 | |||||
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